One of the things in life that you need to have but don’t really want to talk about is life insurance. What if something ever happened to your spouse and there were no options and a sudden need for cash to take care of all the bills and obligations? Life insurance can be what is needed to carry you through all the hard times that could follow.
You would need to find a good and reputable company like Advantage Term Life to carry insurance through that could offer the options to fit your needs. Term or full life is both good options. Term insurance being one payment in case of an event is a cheaper choice. The better plan in my option would be the whole life because if you don’t need to use the life insurance for a death in the family it can be used for retirement and still have a death benefit if the unthinkable would ever happen.
I’m glad my hubby carries life insurance. If something were to happen (God forbids!), we have to really think about our baby girl and her future. Thank goodness he had it from a long time ago because our plan will also help with our retirement years and when we pass on our daughter would have the resources needed to take care of us without suffering the financial strain in the process. During that time, as unpleasant as it may be, you shouldn’t have the financial worry that life insurance can help you avoid.
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